Health Savings Accounts: Can They Work For Everyone?

We’ve been tracking the growth of consumer-directed health plans in our national survey for years.  Now policymakers in Washington are signaling interest in liberalizing health savings account rules, intensifying the focus on high-deductible plans that would be eligible for an HSA. While the majority of large employers already offer CDHPs – among the largest they are nearly ubiquitous – most often they are offered as a choice, not as the only medical plan. Building enrollment in a CDHP offered as a choice has proven to be challenging, but it can be done.

 In this infographic, we present survey findings that should be of interest both to employers thinking about a full replacement strategy and to those committed to offering a CDHP as a choice but looking to encourage more employees who could benefit to make the move. 

Click here to see the full infographic

 

Beth Umland
by Beth Umland

Director of Research, Health, Mercer

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