What a difference a year makes. Sponsors of defined benefit (DB) plans have seen equity market volatility combined with falling interest rates put their future funded status in limbo. With rising PBGC premiums and increased longevity costs, this volatility has companies looking at risk transfer and plan termination as well as governance changes. The results of our latest survey with CFO Research explores how DB plan sponsors can seize opportunities and manage risk in this active yet uncertain environment.
If you manage a defined benefit plan today, you know the realities and the risks you face. A volatile market. Uncertain liabilities. Regulatory complexity and change. Pressure to reduce volatility in contributions and expenses. We can help you navigate the defined benefit landscape — pivot on market conditions and seize opportunities while managing risk and cost.
Click on boxes below to read three different scenarios of how we can work with you.(1)
Our specialized teams crossing actuarial and investment consulting offer an integrated approach to managing pension cost, size, and risk. Specifically, we are focused on investment-based solutions and pension risk transfer (either via lump sums or through annuity purchases with insurers).
Our investments team can create an optimal strategic plan to meet your growth objectives with an appropriate risk profile. We offer investment tools, advice, and delegation.MORE
From plan funding, accounting, and government filings to also assisting with strategic initiatives related to plan design, financial strategy, and journey execution, we can help meet your critical actuarial needs. By linking actuarial insight and portfolio implementation, we can help you deliver better financial outcomes. Our broad actuarial, investment, and risk management experience offers our clients the advantage of building and executing truly integrated solutions.
We can help you build and execute a smarter, defined benefit (DB) destination strategy — one that helps you aspire to delivering the optimal outcomes to meet your objectives. Our DB solutions bring together actuarial, administration, and investment services for a seamless, end-to-end experience. Throughout the DB lifecycle, we can help by providing overarching operational capabilities as well. Need to de-risk? We can help with advice and solutions driven by an integrated, interdisciplinary team of specialists in areas such as manager research, pension strategy, investment operations, and more. Bottom line, our core and specialist teams work together to provide holistic advice and continual guidance.
Please See Important Notices For Further Information.
1 These case studies are illustrations of Mercer's capabilities provided to certain clients. Client results will vary and there can be no guarantee of similar results.
2 Information as of March 31, 2018
3 Mercer estimate based on 2016 Form 5500 Schedule SB data for Corporate defined benefit plan filings.
4 Information as of March 31, 2018
We’d be happy to set up a free consultation or send you more information to get you started.